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Homeowner Foreclosure Prevention

Terms of Use

Last updated: June 2026

By accessing or using the Homeowner Foreclosure Prevention website, you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational purpose

Content on this site is provided for general informational purposes only and does not constitute legal, tax, or financial advice. Foreclosure processes, timelines, and available options vary by state, lender, and individual circumstances. Any figures shown are illustrative examples, not guarantees of any outcome.

No agency relationship with government programs

Homeowner Foreclosure Prevention is a private company. We are not affiliated with or endorsed by any federal or state government agency, including HUD or FHA. Free HUD-approved housing counseling is available at hud.gov/counseling.

Consent to contact

By submitting your information, you authorize Homeowner Foreclosure Prevention and its specialists to contact you at the phone number and email you provide — including by automated technology and prerecorded messages — about foreclosure-prevention options. Consent is not a condition of any service. Message and data rates may apply.

Intellectual property

All content, branding, and design on this site are owned by Homeowner Foreclosure Prevention LLC or its licensors and may not be copied or reused without permission.

Limitation of liability

The site is provided “as is” without warranties of any kind. To the fullest extent permitted by law, Homeowner Foreclosure Prevention is not liable for any damages arising from your use of the site.

Contact

Questions about these terms? Call (888) 849-0582 or use our contact form.

Homeowner reviews

Trusted by homeowners like you

Real stories from families we've helped face foreclosure with a plan.

“They explained every option without pressuring me toward any of them. First time in months I felt in control.”
JJessica T.Homeowner · TX
“Three months behind and panicking. The specialist got my servicer on a modification review within the week.”
VVictoria L.Homeowner · FL
“I finally understood what the letters from the bank actually meant. Plain English, real deadlines, real options.”
BBradley O.Homeowner · CO
“The consultation was actually free — no upfront fees, no bait and switch. Just straight answers.”
SShannon M.Homeowner · AZ
“We kept the house. Payment came down, missed payments moved to the back of the loan. Life-changing.”
JJose R.Homeowner · CA
“I chose to sell, and they helped me do it on my schedule instead of the auction's. Kept my equity.”
MMarcus D.Homeowner · GA
“Had an auction date 5 weeks out and still found a path. Don't assume it's too late — call.”
PPriya N.Homeowner · NY
“After my husband's surgery we fell behind fast. Forbearance gave us room to breathe and catch up.”
KKaren S.Homeowner · NC
“No judgment, no scripts. They'd clearly helped a hundred people in my exact situation.”
TTom B.Homeowner · OH
“The repayment plan let us catch up a little each month. No lump sum, no losing the house.”
AAisha R.Homeowner · IL
“One phone call replaced weeks of panic-googling. I knew my state's timeline and my real deadlines.”
DDaniel K.Homeowner · WA
“They answered on a Saturday and treated it like the emergency it felt like. Forever grateful.”
EEthan W.Homeowner · MI
“They explained every option without pressuring me toward any of them. First time in months I felt in control.”
JJessica T.Homeowner · TX
“Three months behind and panicking. The specialist got my servicer on a modification review within the week.”
VVictoria L.Homeowner · FL
“I finally understood what the letters from the bank actually meant. Plain English, real deadlines, real options.”
BBradley O.Homeowner · CO
“The consultation was actually free — no upfront fees, no bait and switch. Just straight answers.”
SShannon M.Homeowner · AZ
“We kept the house. Payment came down, missed payments moved to the back of the loan. Life-changing.”
JJose R.Homeowner · CA
“I chose to sell, and they helped me do it on my schedule instead of the auction's. Kept my equity.”
MMarcus D.Homeowner · GA
“Had an auction date 5 weeks out and still found a path. Don't assume it's too late — call.”
PPriya N.Homeowner · NY
“After my husband's surgery we fell behind fast. Forbearance gave us room to breathe and catch up.”
KKaren S.Homeowner · NC
“No judgment, no scripts. They'd clearly helped a hundred people in my exact situation.”
TTom B.Homeowner · OH
“The repayment plan let us catch up a little each month. No lump sum, no losing the house.”
AAisha R.Homeowner · IL
“One phone call replaced weeks of panic-googling. I knew my state's timeline and my real deadlines.”
DDaniel K.Homeowner · WA
“They answered on a Saturday and treated it like the emergency it felt like. Forever grateful.”
EEthan W.Homeowner · MI
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