Skip to content
Homeowner Foreclosure Prevention
A family relaxing on the porch of the home they stayed in through a lease-back

Purchase & Lease-Back

We buy your home as-is to stop the foreclosure and put cash in your pocket — then lease it right back so you stay.

See If This Fits My Situation

How it works

  1. 01We review your home and numbersTell us about the property and what's owed. We look at your home's value and your equity, then show you the cash figure and the lease terms up front — free and with no obligation.
  2. 02We buy it and stop the foreclosureWe purchase the home as-is with cash. The sale pays off the mortgage — including the past-due amount and fees — which cancels the foreclosure and protects your credit from a completed foreclosure. Your equity comes to you as cash at closing.
  3. 03You stay and lease it backYou sign a lease and keep living in the same home. No moving, no packing, no disruption — the address, the neighbors, and the schools all stay the same. The mortgage stress is gone.

Advantages

  • Stops the foreclosure now
  • Cash in your pocket at closing
  • You stay right where you are — no move
  • No repairs, showings, or agent fees

Trade-offs

  • You become a tenant rather than the owner
  • Best suited to homeowners with equity
  • Monthly rent replaces the mortgage payment

Best for

  • Homeowners who want to stay in their home
  • Families who don't want to move, change schools, or uproot
  • People with equity who need cash and a way to stop the foreclosure now
FAQ

Purchase & Lease-Back questions

Can I really stay in my home after you buy it?

Yes — that's the whole point of the lease-back. We buy the home to stop the foreclosure and hand you cash, then lease it right back to you so you keep living there. You stay in the same home; the mortgage and the foreclosure go away.

How does this stop my foreclosure?

When we purchase the home, the sale pays off your mortgage in full — including the arrears and fees — before the foreclosure sale can happen. That cancels the foreclosure and protects your credit from a completed foreclosure on your record.

Do I have to make repairs first?

No. We buy the home exactly as-is — no repairs, no cleaning, no showings. Whatever condition it's in, you can leave it that way.

Is there any cost or obligation to see my numbers?

None. Getting your cash figure and lease terms is completely free, with zero obligation and no upfront fees. You look at the numbers and decide what's right for you.

General information, not legal or financial advice. Results depend on your lender, loan, and state. Homeowner Foreclosure Prevention charges no upfront fees; free HUD counseling is available at 800-569-4287.

Next step

See if purchase & lease-back fits your situation

Answer a few quick questions and a specialist will rank every option for your exact circumstances — this one included.

  • Foreclosure specialists, no pressure
  • Every option explained in plain English
  • Free consultation — no upfront fees

See your cash options

Free & confidential · no obligation

Step 1 of 40%

Where do things stand today?

Homeowner reviews

Trusted by homeowners like you

Real stories from families who stopped foreclosure with a cash offer or a lease-back — and walked away with money in their pocket.

“They bought our house as-is and leased it right back to us. The foreclosure stopped and we never had to move. I still can't believe we got to stay.”
JJessica T.Homeowner · TX
“Auction was two weeks out. Their cash offer closed in six days and paid everything off — I walked away with money instead of a foreclosure on my record.”
VVictoria L.Homeowner · FL
“No repairs, no showings, no agent fees. They took the house exactly how it was and handed me a check at closing.”
BBradley O.Homeowner · CO
“The lease-back was a lifesaver. We stopped the foreclosure, got cash to catch up on everything else, and my kids never had to change schools.”
SShannon M.Homeowner · AZ
“I thought selling meant weeks of strangers walking through my house. Their cash offer meant one number, one closing date I picked, done.”
JJose R.Homeowner · CA
“They were honest about the numbers from the first call. Cash offer, no obligation, and money in my pocket to start over.”
MMarcus D.Homeowner · GA
“Behind on payments and a notice on the door. They bought it fast, paid off the mortgage, and I finally slept through the night.”
PPriya N.Homeowner · NY
“We didn't want to leave our home. The purchase and lease-back let us stay put and get out from under the mortgage at the same time.”
KKaren S.Homeowner · NC
“No pressure, no judgment. They laid out both options and let me choose. I took the cash offer and moved on with my equity intact.”
TTom B.Homeowner · OH
“Cash at closing, exactly like they said. It covered our moving costs and gave us a cushion to breathe again.”
AAisha R.Homeowner · IL
“One call and I understood both paths in plain English. They handled the lender and every deadline — I just picked a closing date.”
DDaniel K.Homeowner · WA
“They answered on a Saturday and treated it like the emergency it felt like. Bought the house, stopped the sale, forever grateful.”
EEthan W.Homeowner · MI
“They bought our house as-is and leased it right back to us. The foreclosure stopped and we never had to move. I still can't believe we got to stay.”
JJessica T.Homeowner · TX
“Auction was two weeks out. Their cash offer closed in six days and paid everything off — I walked away with money instead of a foreclosure on my record.”
VVictoria L.Homeowner · FL
“No repairs, no showings, no agent fees. They took the house exactly how it was and handed me a check at closing.”
BBradley O.Homeowner · CO
“The lease-back was a lifesaver. We stopped the foreclosure, got cash to catch up on everything else, and my kids never had to change schools.”
SShannon M.Homeowner · AZ
“I thought selling meant weeks of strangers walking through my house. Their cash offer meant one number, one closing date I picked, done.”
JJose R.Homeowner · CA
“They were honest about the numbers from the first call. Cash offer, no obligation, and money in my pocket to start over.”
MMarcus D.Homeowner · GA
“Behind on payments and a notice on the door. They bought it fast, paid off the mortgage, and I finally slept through the night.”
PPriya N.Homeowner · NY
“We didn't want to leave our home. The purchase and lease-back let us stay put and get out from under the mortgage at the same time.”
KKaren S.Homeowner · NC
“No pressure, no judgment. They laid out both options and let me choose. I took the cash offer and moved on with my equity intact.”
TTom B.Homeowner · OH
“Cash at closing, exactly like they said. It covered our moving costs and gave us a cushion to breathe again.”
AAisha R.Homeowner · IL
“One call and I understood both paths in plain English. They handled the lender and every deadline — I just picked a closing date.”
DDaniel K.Homeowner · WA
“They answered on a Saturday and treated it like the emergency it felt like. Bought the house, stopped the sale, forever grateful.”
EEthan W.Homeowner · MI
Call nowStart free review