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Homeowner Foreclosure Prevention

Disclosures

Last updated: July 2026

Who we are

Homeowner Foreclosure Prevention is a private company that helps homeowners who are behind on their mortgage understand and pursue alternatives to foreclosure, such as loan modification, forbearance, repayment plans, refinancing, reinstatement, or selling the home before a foreclosure sale.

Not a government agency

This is not a government website and Homeowner Foreclosure Prevention is not a government agency. We are not affiliated with, endorsed by, or connected to the U.S. Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA), or any federal or state program. Free or low-cost housing counseling is available through HUD-approved housing counseling agencies — visit hud.gov/counseling or call (800) 569-4287.

Not a lender, servicer, law firm, or credit counselor

Homeowner Foreclosure Prevention is not a mortgage lender, mortgage servicer, law firm, attorney referral service, or credit-repair organization, and we do not provide legal advice. If you need legal advice about foreclosure, consult a licensed attorney in your state.

Your rights (Mortgage Assistance Relief Services Rule)

You may stop doing business with us at any time. You may accept or reject any offer of mortgage assistance we obtain from your lender or servicer. If you reject the offer, you do not have to pay us. Homeowner Foreclosure Prevention does not charge homeowners upfront fees for mortgage assistance relief services.

Even if you use our services, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.

No guaranteed outcomes

Every loan, lender, and state timeline is different. Nothing on this site is a promise that a foreclosure will be stopped, delayed, or reversed, or that any specific option will be available to you. Any statistics or testimonials shown are illustrative and individual results vary.

Questions

Call us at (888) 849-0582 or use our contact form.

Homeowner reviews

Trusted by homeowners like you

Real stories from families we've helped face foreclosure with a plan.

“They explained every option without pressuring me toward any of them. First time in months I felt in control.”
JJessica T.Homeowner · TX
“Three months behind and panicking. The specialist got my servicer on a modification review within the week.”
VVictoria L.Homeowner · FL
“I finally understood what the letters from the bank actually meant. Plain English, real deadlines, real options.”
BBradley O.Homeowner · CO
“The consultation was actually free — no upfront fees, no bait and switch. Just straight answers.”
SShannon M.Homeowner · AZ
“We kept the house. Payment came down, missed payments moved to the back of the loan. Life-changing.”
JJose R.Homeowner · CA
“I chose to sell, and they helped me do it on my schedule instead of the auction's. Kept my equity.”
MMarcus D.Homeowner · GA
“Had an auction date 5 weeks out and still found a path. Don't assume it's too late — call.”
PPriya N.Homeowner · NY
“After my husband's surgery we fell behind fast. Forbearance gave us room to breathe and catch up.”
KKaren S.Homeowner · NC
“No judgment, no scripts. They'd clearly helped a hundred people in my exact situation.”
TTom B.Homeowner · OH
“The repayment plan let us catch up a little each month. No lump sum, no losing the house.”
AAisha R.Homeowner · IL
“One phone call replaced weeks of panic-googling. I knew my state's timeline and my real deadlines.”
DDaniel K.Homeowner · WA
“They answered on a Saturday and treated it like the emergency it felt like. Forever grateful.”
EEthan W.Homeowner · MI
“They explained every option without pressuring me toward any of them. First time in months I felt in control.”
JJessica T.Homeowner · TX
“Three months behind and panicking. The specialist got my servicer on a modification review within the week.”
VVictoria L.Homeowner · FL
“I finally understood what the letters from the bank actually meant. Plain English, real deadlines, real options.”
BBradley O.Homeowner · CO
“The consultation was actually free — no upfront fees, no bait and switch. Just straight answers.”
SShannon M.Homeowner · AZ
“We kept the house. Payment came down, missed payments moved to the back of the loan. Life-changing.”
JJose R.Homeowner · CA
“I chose to sell, and they helped me do it on my schedule instead of the auction's. Kept my equity.”
MMarcus D.Homeowner · GA
“Had an auction date 5 weeks out and still found a path. Don't assume it's too late — call.”
PPriya N.Homeowner · NY
“After my husband's surgery we fell behind fast. Forbearance gave us room to breathe and catch up.”
KKaren S.Homeowner · NC
“No judgment, no scripts. They'd clearly helped a hundred people in my exact situation.”
TTom B.Homeowner · OH
“The repayment plan let us catch up a little each month. No lump sum, no losing the house.”
AAisha R.Homeowner · IL
“One phone call replaced weeks of panic-googling. I knew my state's timeline and my real deadlines.”
DDaniel K.Homeowner · WA
“They answered on a Saturday and treated it like the emergency it felt like. Forever grateful.”
EEthan W.Homeowner · MI
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