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Homeowner Foreclosure Prevention
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Foreclosure help in Yonkers, NY

Foreclosure notices are landing in Yonkers mailboxes every week — and most of the families receiving them still have real options.

See My Options (214) 740-3874

What Yonkers homeowners should know

New York requires a 90-day pre-foreclosure notice and a mandatory court settlement conference — structural protections that give homeowners real negotiating leverage.

In a market like Yonkers's, a home listed even on a compressed timeline typically outperforms a foreclosure auction by a wide margin. If keeping the home isn't the right path, that difference is your family's next chapter — protecting it is the whole point of acting early.

From the first missed payment to a scheduled sale date, we've helped homeowners at every stage of New York's process. The earlier you call, the more we can do — but it's rarely as late as it feels.

Process in New York

Judicial (through the courts)

Typical timeline

often 12 months or longer

How it works

  1. 01Tell us about your homeA few quick questions about your situation and property — under 30 seconds, free, and zero obligation.
  2. 02Get your two optionsA specialist reviews your numbers and lays out both paths — purchase & lease-back, or a cash offer — with real figures, no pressure.
  3. 03Choose & get paidPick the option that fits, close on your timeline, and walk away with cash in your pocket. We handle the lender and every deadline.
FAQ

Yonkers foreclosure questions

How fast do I need to act on a foreclosure in Yonkers?

Yonkers homeowners follow New York's judicial (through the courts) process, which typically runs often 12 months or longer from serious delinquency to sale. The practical rule: every option — modification, reinstatement, forbearance, or a well-priced sale — works better with more runway, so the best day to start is the day you realize the payment is a problem.

Can I sell my Yonkers house before the foreclosure sale?

Yes. You own your home until the foreclosure sale is final, and selling before that date typically preserves equity an auction would destroy. In the Yonkers market, we can put a listing strategy and a fair, no-obligation cash proposal side by side so you can compare both against the auction outcome.

Does the free consultation cover Yonkers specifically?

Yes — specialists review your exact loan, your New York timeline, and your goals. There are no upfront fees, and you can verify everything with a free HUD-approved counselor at 800-569-4287.

General information, not legal advice. Homeowner Foreclosure Prevention is not a law firm, lender, or government agency. Free HUD-approved counseling: hud.gov/counseling · 800-569-4287.

Yonkers homeowners

See your options in Yonkers

Answer a few quick questions and a specialist who knows New York's process will call with every path available to you.

  • Foreclosure specialists, no pressure
  • Every option explained in plain English
  • Free consultation — no upfront fees

See your cash options

Free & confidential · no obligation

Step 1 of 40%

Where do things stand today?

Homeowner reviews

Trusted by homeowners like you

Real stories from families who stopped foreclosure with a cash offer or a lease-back — and walked away with money in their pocket.

“They bought our house as-is and leased it right back to us. The foreclosure stopped and we never had to move. I still can't believe we got to stay.”
JJessica T.Homeowner · TX
“Auction was two weeks out. Their cash offer closed in six days and paid everything off — I walked away with money instead of a foreclosure on my record.”
VVictoria L.Homeowner · FL
“No repairs, no showings, no agent fees. They took the house exactly how it was and handed me a check at closing.”
BBradley O.Homeowner · CO
“The lease-back was a lifesaver. We stopped the foreclosure, got cash to catch up on everything else, and my kids never had to change schools.”
SShannon M.Homeowner · AZ
“I thought selling meant weeks of strangers walking through my house. Their cash offer meant one number, one closing date I picked, done.”
JJose R.Homeowner · CA
“They were honest about the numbers from the first call. Cash offer, no obligation, and money in my pocket to start over.”
MMarcus D.Homeowner · GA
“Behind on payments and a notice on the door. They bought it fast, paid off the mortgage, and I finally slept through the night.”
PPriya N.Homeowner · NY
“We didn't want to leave our home. The purchase and lease-back let us stay put and get out from under the mortgage at the same time.”
KKaren S.Homeowner · NC
“No pressure, no judgment. They laid out both options and let me choose. I took the cash offer and moved on with my equity intact.”
TTom B.Homeowner · OH
“Cash at closing, exactly like they said. It covered our moving costs and gave us a cushion to breathe again.”
AAisha R.Homeowner · IL
“One call and I understood both paths in plain English. They handled the lender and every deadline — I just picked a closing date.”
DDaniel K.Homeowner · WA
“They answered on a Saturday and treated it like the emergency it felt like. Bought the house, stopped the sale, forever grateful.”
EEthan W.Homeowner · MI
“They bought our house as-is and leased it right back to us. The foreclosure stopped and we never had to move. I still can't believe we got to stay.”
JJessica T.Homeowner · TX
“Auction was two weeks out. Their cash offer closed in six days and paid everything off — I walked away with money instead of a foreclosure on my record.”
VVictoria L.Homeowner · FL
“No repairs, no showings, no agent fees. They took the house exactly how it was and handed me a check at closing.”
BBradley O.Homeowner · CO
“The lease-back was a lifesaver. We stopped the foreclosure, got cash to catch up on everything else, and my kids never had to change schools.”
SShannon M.Homeowner · AZ
“I thought selling meant weeks of strangers walking through my house. Their cash offer meant one number, one closing date I picked, done.”
JJose R.Homeowner · CA
“They were honest about the numbers from the first call. Cash offer, no obligation, and money in my pocket to start over.”
MMarcus D.Homeowner · GA
“Behind on payments and a notice on the door. They bought it fast, paid off the mortgage, and I finally slept through the night.”
PPriya N.Homeowner · NY
“We didn't want to leave our home. The purchase and lease-back let us stay put and get out from under the mortgage at the same time.”
KKaren S.Homeowner · NC
“No pressure, no judgment. They laid out both options and let me choose. I took the cash offer and moved on with my equity intact.”
TTom B.Homeowner · OH
“Cash at closing, exactly like they said. It covered our moving costs and gave us a cushion to breathe again.”
AAisha R.Homeowner · IL
“One call and I understood both paths in plain English. They handled the lender and every deadline — I just picked a closing date.”
DDaniel K.Homeowner · WA
“They answered on a Saturday and treated it like the emergency it felt like. Bought the house, stopped the sale, forever grateful.”
EEthan W.Homeowner · MI
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